Clear Skies Title Agency was established in 2014 as a way to provide consumer-friendly title services for home buyers, investors, and other real-estate professionals. The secret to our success is our ability to provide excellent communication and quality services for a fair price. Here is why:
Title insurance company fees include two parts, the insurance premium and the title fees:
Title insurance premiums or rates are agreed upon by underwriters in New Jersey and is based on the cost of the property; therefore, it is the same for all title companies.
General title fees are regulated by the State, but there is a lot of latitude given in how much a title company can charge for some services, i.e. “MISCELLANEOUS CHARGES.”
These charges are what separates one title company from another because they can vary significantly for the same services. To see the NJ Rate Manual, specifically Articles 5, 6 & 7, click here.
Clear Skies consistently provides our services for the lowest reasonable fee. What this means to you is that for the same services provided by other title companies, you’ll pay less.